Our corporate training on Non-Performing Loans (NPL) management, developed by banking experts, equips participants with strategies for reducing loan defaults and improving recovery rates. Available online or in-class, this flexible program provides practical insights into managing NPLs and strengthening credit management practices for financial institutions.
Managing Non-Performing Loans (NPLs) has become an essential skill for banking professionals, given the financial complexities and challenges faced by institutions worldwide. Our specialized corporate training on NPL management is meticulously developed by seasoned banking experts, offering invaluable insights and strategies to help financial institutions navigate the intricacies of distressed assets. This training aims to equip participants with the tools and techniques necessary to reduce loan defaults, improve recovery rates, and strengthen overall credit management practices.
Comprehensive Training Modules
This course covers a wide array of topics tailored to the needs of banking professionals, risk managers, and loan officers. Participants will gain a thorough understanding of the factors contributing to NPLs, strategies for early identification of potential problem loans, and best practices for managing NPL portfolios. The program also emphasizes regulatory requirements, loan restructuring processes, and methods for improving risk assessment models.
Flexibility in Delivery
Recognizing the diverse needs of organizations, this training can be delivered both online and in-class, providing flexible options for teams across various locations. Whether participants prefer the convenience of virtual learning or the interactive environment of a classroom setting, the program ensures a comprehensive, engaging experience.
Developed by Industry Experts
The curriculum is crafted by banking professionals who have hands-on experience in managing NPLs across various markets. These experts bring real-world case studies and actionable insights that ensure participants are not only learning theory but also practical techniques they can apply in their daily roles.
By offering this specialized training, organizations can empower their staff to effectively manage NPLs, mitigate risks, and ultimately strengthen their financial stability. For more information or to enroll your team, get in touch with us today.
Course Outline
This course focuses on developing and implementing a robust strategy to manage and reduce Non-Performing Loans (NPLs) in banks. Participants will learn how to assess the operating environment, develop an effective NPL strategy, create implementation plans, and monitor the process. The course provides tools and techniques to maximize recoveries, reduce NPLs, and ensure fair treatment of consumers while improving the bank’s overall efficiency and soundness.
Introduction to NPLs
- Definition of NPLs
- Financial and opportunity costs of NPLs
- Impact of NPLs on bank efficiency and soundness
- Overview of global trends in NPL management
The Regulatory Landscape for NPLs
- Key regulatory guidelines for NPL management
- Consumer protection requirements in managing NPLs
- Fair treatment of borrowers during NPL recovery
Assessing the Operating Environment
- Analyzing macroeconomic conditions
- Identifying internal bank dynamics affecting NPLs
- Understanding the size and chronicity of NPL portfolios
- Case studies on external factors affecting NPLs
Developing the NPLs Management Strategy (Short, Medium, and Long-term)
- Identifying key objectives of an NPL strategy
- Setting time horizons for NPL reduction (short, medium, long term)
- Strategies for maximizing recoveries and settlements
- Tools for reducing the stock of NPLs
- Incorporating consumer protection into the strategy
Creating the NPLs Implementation Plan
- Defining roles and responsibilities for NPL management
- Establishing acceptable limits for NPL chronicity
- Aligning NPL strategy with bank’s overall risk management framework
- Tools for effective monitoring and progress tracking
Embedding the NPL Strategy in Management Processes
- Embedding NPL strategy into daily management activities
- Developing standard operating procedures for NPL management
- Communication strategies for internal stakeholders
- Training and capacity building for bank staff on NPL reduction
Monitoring and Reviewing NPL Strategy
- Key performance indicators (KPIs) for NPL management
- Independent reviews and audits
- Adjusting strategies based on performance outcomes
- Reporting to regulators and stakeholders
Case Studies and Best Practices in NPL Management
- Review of successful NPL management case studies
- Lessons learned from high-performing banks
- Global best practices for NPL reduction
Target Audience
- Risk Managers
- Bank Executives
- Credit Officers
- Loan Recovery Specialists
- Compliance Officers