Bank lending is a cornerstone of modern finance, facilitating economic growth and personal aspirations. This course covers the principles of lending, the various forms and types of loans and explains the concept of working capital. The course also helps participants understand financial statements, a crucial tool aiding banks in assessing creditworthiness and making informed lending decisions.
COURSE OUTLINE
- Credit and Economic Growth
- Commercial Lending
- Lending Against Real Estate
- Bills and Letter of Credit
- Lending Against Shares
- Overview of Term Loans
- Working Capital
- Financial Statements-A Preview
- Elements of Financial Statements
- Introduction to Financial Statement Analysis
- Understanding the Income Statement
- Understanding the Balance Sheet
- Understanding the Cash Flow Statement